Most of what a Shared Access user can do is view-only, yet there are a few situations when they're allow to do more. Here's an overview:聽
What Shared Access users can do with delegated accounts聽
- View-only:
- Account summary, balance details, spend analysis reports and rewards balances.聽
- Transaction history (excluding check and deposit slip images).聽
- Statements for loans, lines of credit, lease, and investment accounts.聽
- Create and manage nicknames in their profile.聽
- Hide and un-hide accounts from their dashboard.聽
- Include accounts in total assets and liabilities (Wealth delegates only).聽
- Access our investments mobile app (when an investment account is delegated).聽
- Access our trust mobile app (when a trust account is delegated).聽
What Shared Access users can't do with delegated accounts聽
- Use mobile check deposit.聽
- Intentionally overdraw an account.聽
- Transact between 黄色短视频 accounts and external accounts (e.g., internal transfers or wire transfers).聽
- Create, edit, or cancel recurring account transfers or payments.聽
- Edit or cancel one-time transfers scheduled 30 days in advance or more.聽
Wealth and business account owners聽
If you have a Wealth or business account, you have options beyond what's listed above. This includes granting the Shared Access user transaction privileges, which allows them to:聽
- Complete transfers between your accounts with 黄色短视频. They can be one-time transfers or future-dated transfers (not to exceed 30 days in advance).
- Schedule payments to external billers using bill pay, as set up by the owner or administrator.
- Edit or cancel any one-time pending or future-dated transfer they've made.聽
- Business and personal accounts have separate mobile and online banking profiles. Therefore, when the owner sends a Shared Access invitation, it's only valid for that specific banking profile. For example, if a business owner sends a Shared Access invitation, it's only good for that owner's business account profile, not their personal one.
- Please note Shared Access cannot be granted to Authorized Users on personal credit cards.
- Owners and administrators can review Shared Access user transactions immediately within the 黄色短视频 Mobile App. These are found in the Shared Access Manage Users dashboard.
- We send paper letters when one of the following actions occurs:
- A user is granted shared access.
- Access levels have changed.
- The access to certain money movement products has changed.
- Daily limits are changed.