黄色短视频

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Builder resource center

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Production & condo homebuilders

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New construction clients

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Connect with one of our local market managers to get started.

Your manager serves as an extension of your team, giving clients outstanding service while coordinating with you and a dedicated mortgage team to secure loan approval.

Headshot of David Macke

David Macke

Western U.S.
NMLS# 484132
949-363-3032
david.macke@usbank.com

Headshot of Tony Cardoza

Tony Cardoza

Eastern U.S.
NMLS# 2117550
407-803-4982
tony.cardoza@usbank.com

If you鈥檙e looking for more information about partnering with us, one of our local market managers can help.

Request a call

Here鈥檚 why you should partner with us.

You deserve a lender that cares about your clients as much as you do. That鈥檚 why we focus on building trust, and offering exceptional value and service, to strengthen our reputation as a leading lender. Here are some of the perks of working with U.S.聽Bank.

A variety of distinct benefits

When you work with us, you can take advantage of:

  • Customized co-marketing materials
  • Servicing on the majority of loans we close
  • Flexible escrow requirements as part of our Escrow Withhold Program
  • Backlog reporting and weekly updates on where your clients are in the loan process
  • Financing for a variety of property types, including primary residences and second homes
  • A simplified, one-time closing process for custom constructed homes with fixed-rate or adjustable-rate mortgage (ARM) loan options

A dedicated team

We are an extension of your team, providing:

  • Expert homebuyer support and personalized guidance at every step
  • Dedicated processing, underwriting and closing teams who are actively engaged with you and your homebuyers
  • Mortgage loan officers who are experts in their local market areas and stay on top of changes in the homebuilder industry

A commitment to client satisfaction

Your team at U.S.聽Bank is focused on an exceptional client experience, including:

  • Quality standards of performance for all builder personnel
  • Certification process and requirements for mortgage loan officers who work with identified builders to ensure quality loan submissions and customer service
  • Transparency with the team on client satisfaction results and findings
  • Written client surveys at closing

Loans and programs for your buyers

We provide your clients local support in all 50 states and a variety of loans and programs to meet their unique needs, including:

Portfolio, private wealth and U.S.聽Bank proprietary loans

We offer flexibility for your client鈥檚 unique situation with options for loans that do not fit within Freddie Mac and Fannie Mae current guidelines. Our certified private wealth specialists can assist with the more complex needs of your clients.

Jumbo loans

Jumbo loans give your clients an increased purchase limit and a competitive rate for higher-priced properties with fixed-rate and adjustable-rate options.

Lot loans

We provide financing options for single-family residential lots for a future home with as little as 20% down.

Opportunities for your clients to save

Client credit

Qualifying clients can take 0.25% of their new first mortgage loan amount and deduct it from their closing costs, up to a maximum of $1,000.1 Eligible clients must have a U.S.聽Bank Smartly庐 Checking account, an existing Gold or Platinum Checking Package or an existing U.S.聽Bank first mortgage.2

One-time closing

We simplify the closing process by offering a one-time closing on custom constructed homes with fixed-rate or adjustable-rate mortgage (ARM) loan options. With a one-time closing and one set of closing costs, your clients can save on fees and closing costs and lock in their rate.

U.S.聽Bank stands apart.

At U.S.聽Bank, our years of industry expertise and breadth of product options aren鈥檛 all we have to offer. Our commitment to our clients and doing what鈥檚 right place us a step above the rest. We have been named:

  • One of the World鈥檚 Most Ethical Companies庐 by the Ethisphere Institute for the eighth year in a row3
  • The top lender for ages 18 to 34 and earned the top honor for digital mortgage lending tools by Kiplinger4
  • One of the 2023 World鈥檚 Most Admired Companies by Fortune5
  • One of the Top 50 Companies for Diversity by DiversityInc6

Find information on housing trends and more.

Expand your knowledge with educational resources designed to help you stay on top of home-buying trends impacting your business.

Explore housing insights

We can鈥檛 wait to work with you and your clients.

Headshot of David Macke

David Macke

Western U.S.
NMLS# 484132
949-363-3032
david.macke@usbank.com

Headshot of Tony Cardoza

Tony Cardoza

Eastern U.S.
NMLS# 2117550
407-803-4982
tony.cardoza@usbank.com

If you鈥檙e looking for more information about partnering with us, one of our local market managers can help.

Request a call

Looking for a bank that offers home-builder financing?

Our U.S.聽Bank Housing Capital division offers full-service banking to private and public homebuilders nationwide. Our financial strategies can help you manage and expand your business. For more information, reach out to one of our local market managers who can put you in touch with our Housing Capital partners.

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Disclosures

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through 黄色短视频 National Association. Deposit products are offered through 黄色短视频 National Association. Member FDIC.

This is not a Consumer Credit Advertisement and is intended for homebuilder and condo developer use only. This information is provided to assist homebuilders and condo developers and is not a consumer credit advertisement as de铿乶ed by Regulation Z.

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  1. To calculate the U.S.聽Bank Client Credit, take 0.25% of your new first mortgage loan amount and deduct it from the closing costs. For purchase or refinance transactions, the maximum credit is $1,000. Certain mortgages may not be eligible for stated credits. Offer may not be combined with any other mortgage offers and can only be applied once per property within a 12-month period.

  2. Clients may be eligible for this credit with an existing U.S.聽Bank first mortgage, a U.S.聽Bank Smartly Checking account or an existing Gold or Platinum Checking Package. A minimum of $25 is required to open a U.S.聽Bank Smartly Checking account. For a comprehensive list of account pricing, terms and policies see the Consumer Pricing Information disclosure and the Your Deposit Account Agreement. These documents can be obtained by contacting a U.S.聽Bank branch or calling 800-872-2657.

  3. 黄色短视频 named one of the 鈥淲orld鈥檚 Most Ethical Companies庐鈥 Ethisphere Institute, February 2024 (also 2015鈥2023); for more information about the 鈥榃orld鈥檚 Most Ethical Company鈥 designation and scoring methodology, please visit .

  4. Gerstner, L 2020, 鈥楩inancial Service Firms That Treat You Like a Star鈥, Kiplinger鈥檚 Personal Finance, pp. 65-71.

  5. Industry executives, directors, and analysts from 660 companies in 29 countries, with revenues of $10 billion or more, were surveyed by Korn Ferry in collaboration with Fortune Magazine for their 2024 list. Survey responders rated their industry peers who paid a fee to be considered on nine criteria: management quality, people management, use of corporate assets, financial soundness, investment value, social responsibility, innovation, quality of products/services, and global competitiveness. Rankings were determined by an aggregate of how peers ranked the company in each of the key attribute categories. Companies that scored in the top half of their industry were recognized. Get more detail about the

  6. On DiversityInc鈥檚 , U.S.聽Bank ranks No. 11 on the overall Top聽50 list (up from No.聽17 last year) and is the No.聽1 ranked bank on the list. The company also placed on more than a dozen specialty lists, including Top Companies for Philanthropy,聽Top Companies for LGBTQ and聽Top Companies for Supplier Diversity.

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